Summary


Electronic Identity Verification is a process conducted by First AML to confirm and validate the details of an individual's identity. To confirm an individual's identity, First AML will verify the details of their ID and current residential address against relevant government databases such as the New Zealand Transport Agency, Department of Internal Affairs, and Centrix Credit Bureau. First AML also search against the Dow Jones Watchlist for PEP Checks.


First AML's verification process is inline with the Reporting Entities countries legislative standards.


For a step-by-step guide of how to complete the First AML Electronic Verification Form, click here: 

How do I complete the verification form?




TABLE OF CONTENTS





Detailed Description


First AML Process


In order to verify individuals via electronic verification, First AML will send an email with a link to our electronic verification form which is to be completed by the individual. The form requires individuals to take a photo of their chosen identity document(s) and complete the fields with their personal identity information, based on the legislation the Reporting Entity is abiding by. 



First AML's verification process is inline with the Reporting Entities countries legislative standards. Below we will state what is collected as per the countries legislative requirements.



Legislation


Australian Legislation 

Under Australian AML/CTF Legislation, electronic identity verification requires verification of an individual's name and date of birth against two separate databases. To do so, First AML request a copy of the individuals Passport and Driver's License. 


First AML will contact the individual and ask them to supply images of their ID documents through our EIV Form.


First AML verify the identity of individuals electronically using one of the following identity documents:

  • Australian or New Zealand passport and;
  • Australian or New Zealand driver's license 

  

The details of the document (Name, Date of Birth, Licence/Passport/ID Number) are electronically verified against the relevant government databases.



New Zealand Legislation 


Under New Zealand AML/CFT Legislation, electronic identity verification requires verification of an individual's name against two separate databases, as well as their DOB and address against one source each. To do so, First AML request a copy of the individuals Passport or Driver's License.


First AML verify the identity of individuals electronically using one of the following identity documents:

  • New Zealand Passport
  • New Zealand Driver Licence
  • New Zealand Birth Certificate
  • Australian Passport
  • Australian Driver Licence


The details of the document (Name, Date of Birth, Licence/Passport/ID Number) are electronically verified against the relevant government databases. 


For address verification, individuals are asked to provide their current residential address which First AML verify against:

  • Land Information New Zealand
  • Centrix Credit Bureau data
  • New Zealand Companies Office Register
  • White Pages
  • New Zealand Transport Agency Vehicle Registration




United Kingdom Legislation 


Under United Kingdom AML/CFT Legislation (MLR 2017), electronic identity verification requires verification of an individual's name against two separate databases, as well as their DOB and address against one source each. To do so, First AML request a copy of the individuals Passport or Driver's License.


First AML verify the identity of individuals electronically using one of the following identity documents:

UK Passport

UK Driving Licence 

National Identity Card


The details of the document (Name, Date of Birth, Licence/Passport/ID Number) are electronically verified against the relevant government databases. Individuals are sent the First AML verification form and asked to supply images of one of the identity documents requested.

 


For address verification, individuals are asked to provide their current residential address which First AML verify against:

  • Credit Agencies such as Equifax, Experian
  • Electoral roll
  • Landline and mobile network operations
  • Land Registry
  • UK Companies House